03 Aug 2016 - 31 Dec 2016
Share Margin Financing

Investing and managing your finances in your own hands!

Take charge of your investments and manage your own finances through HL Bank Share Margin Financing!

Take advantage of the preferential rate of 2.68% p.a.1 for first 6 months and 2.88% p.a.1 for next 6 months on our Share Margin Financing (SMF) if you pledge your cash or Index Stocks with us. With the excess funds, you can invest and manage your own finances in your own hands.

For more Information

  • Contact us on 6349 8332; 6349 8304 or 6349 8237 (Mon to Fri, 9am to 7pm)
  • Visit us at
  • Drop by our Branch at 20 Collyer Quay #01-02 Singapore 049319

Features & Benefits

Multiply Your Investment Power
  • Up to a maximum of 3.33 times against Cash or Fixed Deposits
  • Up to a maximum of 2.33 times against Index Stocks
Collateral Accepted
  • Cash or Fixed Deposits pledged to HL Bank
  • Acceptable index stocks on Singapore Stock Exchange, Hong Kong Stock Exchange and Bursa Malaysia
High Margin of Financing
  • Up to 70% margin of financing for Singapore shares
  • Up to 50% margin of financing for Hong Kong Stock Exchange and Bursa Malaysia shares
Reasons why you should capitalize on our SMF packages now!
  • With the volatility of the stock market and not knowing when the next market boom will hit, you would need to have a ready pool of financial resources at your immediate disposal to further invest in opportunities as they roll along.
Enhance your investment power and seize our offer now!
  • Our Share Margin Financing (SMF) packages are competitively bundled to give you the best combination of financial assistance to help you leverage on your investment portfolios and make the best out of it.

Below are the benefits that you can derive when you sign up with us:

Investment Power is Multiplied
  • SMF loan is the only facility that gives you a higher leverage to trade shares
Non-liquidation of Assets
  • Client need not liquidate existing assets to raise capital for shares trading. Thus, it increases clients' holding powers
Flexible Repayment
  • No fixed repayment is required provided there is no Margin Call
Cash Drawdown
  • SMF loan allows you to perform a cash drawdown upon 24-hour notification*

Terms and Conditions

  1. The preferential rates are applicable for the first 12 months and subject to minimum S$100,000 facility. The interest rate after the first year shall be determined by HL Bank at its sole discretion.
  2. This Promotion is for such period as determined by HL Bank at its sole discretion.
  3. HL Bank's decision on all matters relating to this Promotion shall be final and binding.
  4. This Promotion is not valid in conjunction with other promotions carried out by HL Bank unless otherwise specified.
  5. HL Bank shall have the sole and absolute discretion to exclude any person from participating in this Promotion without any obligation to furnish any notice and/or reason.
  6. HL Bank reserves the right in its sole and absolute discretion to vary, delete or add to any of these terms and conditions of this Promotion from time to time or to suspend or terminate this Promotion at any time without prior notice or liability to any person.

* HL Bank’s Standard Terms and Conditions governing Share Margin Financing Facility Agreement shall apply