iSavings Account

Same flexibility, higher growth.

Enjoy up to 1.48% p.a.2 interest without fixed deposit commitments


  • Track transactions online conveniently
  • No lock-in period
  • Low initial deposit of S$5,000

Interest Rates:

Daily Balance First S$20,000 Next S$30,000 Next S$150,000 Next S$800,000 Above S$1,000,000
Interest Rate
(% p.a.)
0.50% 1.10% 1.45% 1.48% 0.80%

Additional Terms and Conditions Governing iSavings Account

Terms and Conditions for iSavings Account Promotion

Complimentary Worldwide Travel Insurance Coverage

Pricing Guide

Apply Online

Redeem your Travel Insurance
(For qualified clients who receive letter from us)

Call us on 6349 8330 to find out more!

Terms and Conditions:

1 The Single Trip Travel Insurance Policy* (the “Policy”) is for worldwide coverage up to a period of 14 days. For more information, pleae refer to the Terms and Conditions for iSavings Account Promotion.

2 The Interest Rates are effective from 13 August 2018 and applicable to individuals only. There will be no passbook given for an iSavings Account. HL Bank reserves the right to change, vary or revise these interest rates from time to time in its absolute discretion.

For more information on the terms and condition and the applicable fees and charges for the iSavings Account, please visit

*The Policy is underwritten by HL Assurance Pte. Ltd. It is not a deposit with or guaranteed by HL Bank. Full details of the terms, conditions and exceptions to the Policy are provided in the Policy and will be provided to you upon acceptance of your application by HL Assurance Pte. Ltd. This Policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). For more information on the scheme, please contact the insurer or visit the General Insurance Association or SDIC websites.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.