Links on HLB Connect is great for Instant Transfers between SG and MY
The moment each transfer crosses the Causeway, you loved ones receive the instant love and joy it brings.
With Links on HLB Connect, you'll get
Great SGD & MYR exchange rates all day. Especially Fridays2!
Link your MY and SG accounts with Links on HLB Connect.
Don't have an HLB SG account yet?
Join us on Links on HLB Connect now
How to open an HLB SG account
How to link existing HLB SG account
How to make SGD<>MYR transfers
Use Links on HLB Connect to enjoy these perks:
Link & transfer
All you have to do is link your HLB SG and HLB MY accounts through Links on HLB Connect, perform a Links transfer, and have a minimum balance amount of S$1,000 on 31 December 2026 to receive your S$10 Reward. T&Cs apply. From 1 October 2026 to 31 December 2026.
Find out more >
From 1 April to 30 June 2027:
Get 6 months Complimentary Cross-Border Travel Protection Plan3 for your travels between SG & MY.
Find out more >
Every Friday (9 AM - 5 PM):
Get the special FX Friday rates2 for the week on your transfers between HLB SG and HLB MY accounts with Links on HLB Connect.
Start transferring now.
From 24 August 2026 to 15 January 2027:
Refer your Malaysian Kakis to Links on HLB Connect & get S$10 each after their first qualifying Links transfer4!
Find out more >
Ready for instant, zero-fees* SGD & MYR transfers?
FAQs
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Open to Malaysian Citizens
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Minimum age: 18 years old and above
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Have access to HLB Connect Malaysia
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Must be a primary account holder of HLB or HLB Islamic Malaysia of any of the following: Current Account(s) excluding Foreign Currency Account (FCA), Savings Account(s) excluding 3-in-1 Junior Account and Junior Savings Account, and Daily Investment Account(s)
Any of the listed HLB Singapore accounts can be linked with any of the listed HLB Malaysia/HLB Islamic accounts:
HLB Singapore:
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iSavings Account
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Current Account
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Savings Account
HLB Malaysia/HLB Islamic:
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HLB Current Account/HLB Islamic Current Account-i;
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HLB Savings Account/HLB Islamic Savings Account-i; and
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Daily Investment Account
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Log into your HLB Connect App > Overview > Links
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Click ‘HLB Singapore’
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Select ‘Open account now’
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Log into your HLB Connect App > Overview > Links
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Click ‘HLB Singapore’
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Select ‘Link my account now’
If you have confirmed that you have eligible accounts for linkage, please take note that to enable account linkage, we require an update to the secondary ID in your HLB Singapore profile. This would either be your Singapore passport or your Malaysian NRIC. Please contact us at +65 6028 9800 for further assistance with your linkage.
Links on HLB Connect only supports transfers between your own linked HLB accounts. Transfers can be made from your eligible HLB Singapore account to your eligible HLB Malaysia account(s) and vice versa.
Yes. The transaction limits that apply to Links transfers to your HLB Malaysia accounts are as below:
Daily Accumulated Limit:
● Maximum: S$ 50,000
● Default: S$ 10,000
Single Transaction Limit:
● Maximum: S$ 50,000
● Minimum: S$ 10
No, there are no hidden fees for your transfers between your HLB Singapore and HLB Malaysia accounts via Links on HLB Connect. Foreign exchange fees will apply.
To make a transfer from your HLB Singapore account to your linked HLB Malaysia account: Use your HLB Connect SG app
To make a transfer from your HLB Malaysia account to your linked HLB Singapore account: Use your HLB Connect MY app
*Zero fees are only applicable for transfers between your HLB Singapore accounts and your HLB Malaysia accounts via Links on HLB Connect.
1Welcome reward of S$10 will be credited to customers who have qualified by 15 January 2027. Promotion ends on 31 December 2026. Cumulative transfers do not qualify for this promotion, and the qualification of the minimum transfer amount shall be determined based on the sending currency amount at the point of transaction initiation. Terms and conditions apply.
2Special FX Friday rates refers exclusively to the exchange rates for Links transfers between your HL Bank Singapore account and your HLB Malaysia accounts that applies only on Fridays (9am to 5pm) during the promotion period that is based on HL Bank Singapore's internal margin schedule; and which are generally more favourable compared to other days of the week and remain subject to real-time market fluctuations.
3Complimentary 6-month Cross-Border Travel Protection Plan is underwritten by HL Assurance Singapore. Terms and conditions apply.
4T&Cs apply. To qualify, the referred friend (Referee) must be a new HL Bank iSavings Account customer, input your Referral Code, and complete a first single Qualifying Links Transfer of min. S$1,500 / RM4,500 between their linked SG and MY accounts by 15 January 2027. S$10 reward will be credited to both Referrer and Referee, capped at an aggregate promotion limit of S$20,000 on a first-come, first-served basis. Cumulative transfers do not qualify for this promotion, and the qualification of the minimum transfer amount shall be determined based on the sending currency amount at the point of transaction initiation. Terms and conditions apply.
Deposit Insurance Scheme ("DI Scheme")
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.